McCarthy Tétrault LLP
McCarthy Tétrault LLP
Ana Badour co-leads McCarthy Tétrault LLP’s national Fintech Group. She is a partner in their Financial Services Group and a Certified Anti-Money Laundering Specialist. She advises financial services entities, including financial institutions and Fintech entities, on regulatory compliance matters, including with respect to consumer protection, anti-money laundering and other regulatory requirements. She holds a LLM in Banking and Financial Law from Boston University, a LLB from Osgoode Hall Law School, and a BMath (Operations Research) from the University of Waterloo.
Paul Birkness is co-founder and CEO of Pungle Inc. Paul brings an extensive background in the payments industry. Prior to starting Pungle, Paul led the merchant acquiring and prepaid issuing businesses for Home Trust Company. Before Home Trust, Paul was the Vice President, Strategy & Innovation for Moneris Solutions and Director of Strategic Marketing at Moneris. Paul has background skills in strategy, finance, marketing, business development, and consulting.
Paul served as a Director of the Canadian Prepaid Providers Organization (CPPO), a not for profit organization focused on providing a collective voice of the open-loop prepaid payments industry in Canada.
Paul received his Masters Business Administration from the Schulich School of Business in 1995, and his Bachelor of Arts from the University of Western Ontario in 1992. Paul was certified as a Chartered Accountant in 1997.
Matthew Parker-Jones is the Canadian Head of Treasury Services and Head of North American Payables/Receivables Transformation for J.P. Morgan.
In his role, Matthew oversees the go-to-market strategy for J.P. Morgan’s suite of core cash management and liquidity solutions in Canada. Matthew is likewise responsible for driving J.P. Morgan’s transformation agenda for its North American Payables/Receivables business – an agenda that includes driving operating model digitization and pivoting toward customer-centric product design. Matthew represents J.P. Morgan on Payments Canada’s Member Advisory Council, as well on the CBA’s Payments Modernization and Open Banking specialists groups respectively.
Prior to joining J.P. Morgan, Matthew served as a senior member of Accenture’s Financial Services practice, leading its Payments Practice in Canada. Matthew served part of Accenture’s leadership team supporting Payments Canada with the Modernization Program and also worked with The Clearing House on the U.S. Real-Time Payments initiative. These two experiences offer Matthew a unique lens into both major real-time payments projects in North America. Matthew likewise held progressively senior positions with A.T. Kearney and TD Bank.
Matthew holds a Bachelor of Commerce in Honours Finance from Concordia University, and a Master in Business Administration from Queen’s University.
Ainsley Ward is CGI’s Strategic Payments Architect for Canada and is currently working on modernization in the Canadian market. Previously, he served as a Payments Subject Matter Expert for CGI in Belgium and has also worked with world-leading companies including FIS (Clear2Pay), MasterCard Worldwide, and the European Savings & Retail Banks Group (ESBG). Ainsley is a VISA accredited EMV consultant and earned a place on the US EMF Honor Roll for his work on the US EMV migration. He has also represented Banks in numerous SEPA working groups at both the European Payments Council and European Commission.
Bank of America Merchant Services
Bank of America Merchant Services
Larry Brennan serves as Senior Vice President of Merchant Data Security and Cyber-security Director for Bank of America Merchant Services. In this role, he is responsible for ensuring Bank of America Merchant Services’ clients and associates have the resources and information necessary to prevent data breaches and cyber-attacks. In the event a data breach or cyber-attack occurs, Brennan is on the front lines – reacting quickly and efficiently to help clients navigate the issue and get back to business.
Prior to his current post, Brennan served as site leader for Bank of America Merchant Services’ inside sales team where he was responsible for a team of more than 100 merchant services telesales representatives. He joined Bank of America Merchant Services from the United States Navy, from which he retired following a 22-year career.
With more than 20 years of experience in the payments industry, Brennan is an accomplished and popular speaker and is regularly asked to lead panel discussions and sessions on fraud and cyber-security at leading industry events across the globe.
Greg is the founder of SecureKey and brings more than 30 years of experience in fintech, security and mobile solutions to his role as Chief Executive Officer. Greg is a serial entrepreneurial whose earlier ventures include Footprint Software Inc., a financial software company he sold to IBM, and 724 Solutions Inc., a wireless infrastructure software provider he took public. He sits on several boards and has been recognized as one of Canada’s Top 40 Under 40, Entrepreneur of the Year and one of the 100 Top Leaders in Identity. Greg holds a Bachelor of Arts in Computer Science from the University of Western Ontario and a Bachelor of Science in Biochemistry and Life Sciences from the University of Toronto.
Ulf Persson, SVP, Global Business Development is responsible for thought leadership, global business development, partner programs, marketing and lead generation related to SEEBURGER’s business integration technology and solutions for various global industries such as Financial Services and Banking, Utilities, Healthcare and many more. Ulf has more than 25 years of global business and technology experience working with product and solution delivery of enterprise application integration, EDI, B2B, MFT, API, Analytics and Big Data, Mobile, Digital Transformation and industry specific technology initiatives, both on-premise and in the cloud. Ulf has been with SEEBURGER since October 2016, and prior to this with international business integration technology providers working in various global leadership roles.
Neville Arjani is a Principal within the research function at Payments Canada. He is responsible for delivering thought leadership and research analysis and advice to support the strategic and operational priorities of the organization. Neville’s ongoing research interests include exploring the merits of distributed ledger technology for payments clearing and settlement, measuring the economic benefits of ISO 20022 adoption in Canada, assessing the merit of decentralized and centralized retail clearing arrangements, identification and measurement of settlement risk in payments clearing and settlement systems, and understanding the linkage between volume in Payments Canada’s systems and broader Canadian economic activity.
During 2016 Neville also served in the payments services function at Payments Canada, where he co-Chaired the organization’s senior retail payments committee, and helped to ensure that system policies, rules, standards and procedures were evolving to meet the needs of Canadians. Neville joined Payments Canada in August 2014. He previously served as a Senior Economist at the Office of the Superintendent of Financial Institutions (OSFI) and before that as a Senior Analyst at the Bank of Canada. While at the Bank of Canada, Neville spent over five years in the payments research and oversight function, where his research focused on empirical modeling of the LVTS environment and specifically the trade-off between the policy objectives of safety and efficiency in this system. Neville has also represented OSFI and the Bank of Canada on international committees, as a member of the Basel Committee on Banking Supervision’s Macroprudential Supervision Group and the Committee on Payment and Settlement System’s Working Group on Foreign Exchange Settlement Risk.
Scott Harkey leads the Payment Practice at Levvel, a consulting firm based in Charlotte, NC. In this role, he advises a number of US, UK, Australian, and Canadian banks, digital wallets, merchants, acquirers and startups on their digital payment strategy, payments architecture, custom application development, and vendor integration efforts.
Prior to joining Levvel, Scott was a Technology Executive at Bank of America managing the bank’s Digital Wallet technology. In this role, he was responsible for accelerating the bank’s progress to becoming a leader in digital payments through the launch of multiple strategic payment products. He also managed partnerships with Softcard, Apple, Google, Samsung, Microsoft, Visa, Mastercard, American Express, The Clearing House, and other key players in this space. This experience, combined with an additional 10 years of technology merger integration and IT operations outsourcing at Wells Fargo, gives Scott a true insider’s point of view. It also demonstrates a proven track record of delivering to banks, technology providers, and merchants operating in the digital payments space.
Scott holds a number of payment related patents, is a frequent speaker on digital wallets and payments, and plays an active role in fostering a Fintech culture in the Charlotte community. He holds an MIS degree from UNC Charlotte and an MBA from NC State University, and lives in Charlotte, NC with his wife, daughter, and twin boys.
Her recent work includes research on Canadian and international payment industry trends and international retail payment system research. Viktoria is the lead author and researcher working on Payments Canada’s annual flagship publication: the Canadian Payment Methods and Trends report. Prior to joining Payments Canada, Viktoria conducted research relating to the economic impacts of oil prices, the returns to higher education, the impact of socioeconomic factors on labour market outcomes and the impact of oil prices on housing markets.
Viktoria holds a Master’s Degree in Financial Economics and a Bachelor’s Degree in Economics and Business from Carleton University.
Named as one of the most influential people in banking and a top 5 financial services influencer to follow, Jim Marous is an internationally recognized industry futurist, co-publisher of The Financial Brand and the owner and publisher of the Digital Banking Report.
As a sought after speaker, author and recognized authority on disruption in the financial services industry, Marous has been featured by international press and has spoken to audiences worldwide.
Jim has also advised the White House on banking policy and is followed by more than 150,000 people on Twitter and LinkedIn.
Douwe Lycklama is co-founder of INNOPAY and thought leader in the various types of digital transactions including data sharing, payment, invoicing, identity as well as the regulatory environment. His drive in these two sided markets is the growing need for collaborative innovation in both private and public sector in order to foster digital entrepreneurship. He is co-author of the book ‘Everything Transaction’ that is published in November 2018.
Daniel serves as EVP and Chief Business Development Officer of Paysafe. In this role, he is responsible for developing strategic partnerships for Paysafe designed to meet customer needs and grow new revenues. He is also a decision maker in Paysafe M&A activities. Before starting his current role in April 2018, Daniel served as Paysafe’s EVP and Chief Product Officer. Prior to rejoining the Group in 2014, he was CEO of SiteSell.com.
In his 20+ years in technology management, Daniel has pioneered groundbreaking initiatives, from one of the world’s first over-the-phone speech recognition systems at Nortel Networks and the ISO/ITU standards for video coding in use today, to FirePay’s digital wallet and industry-leading risk management processes, which resulted in his subsequent appointment as a member of the NACHA Risk Management Task Force. He also sits alongside other industry visionaries, as a member of the advisory boards of Shyft Network and Smart Valor, two leading blockchain companies in digital identity and asset tokenization.
Daniel holds a B. Eng in electrical engineering from Ecole Polytechnique of Montreal, M. Eng from McGill University and a diploma in network engineering from University of Toronto.
Michele has more than 20 years of financial services, payments and FinTech experiences, leveraging her deep expertise and transformational mindset to create innovative products and solutions that solve both simple and complex challenges that customers face. She is a seasoned leader with executive level experience working in some of Canada’s large financial services institutions (CIBC, National Bank) as well as experience as a management consultant (both as an Independent and with PwC), consulting to some of Canada’s key payment networks (Interac Corp.) and various FinTech startups. She has a proven track record of keeping the customer experience integral to all aspects of business strategy and communications, product development and operations. Michele has a degree in Business, a diploma in Applied Information Technology, and additional education in user experience, change management and executive leadership. At Buckzy Payments Inc., Michele is responsible for ensuring that as we help shape the next generation of real time cross border global payments, our ecosystem is an awesome, frictionless experience for our customers.
Electronic Transactions Association
Electronic Transactions Association
Jason Oxman is the CEO of ETA, the global trade association representing more than 500 payments and technology companies. Since joining in 2012, Oxman has led ETA and its membership through unprecedented technological transformations, and ETA now represents the world’s largest payments and technology companies. ETA also owns and produces TRANSACT, the premier annual event for the payments technology industry, and is the voice of the payments industry on Capitol Hill. Before joining ETA, Oxman was Senior Vice President of Industry Affairs of the Consumer Electronics Association, prior to which he served as general counsel of a technology industry trade association and vice president of a Silicon Valley-based technology company. He worked at the Federal Communications Commission to develop and implement technology policy. He began his legal career as a law clerk for the Maine Supreme Court, and he is also a former broadcast journalist. Oxman received his B.A. cum laude from Amherst College, and his M.S. and J.D. from Boston University.
Andrew is the Head of Banking for TransferWise’s operations in North America. At TransferWise, he progresses the digital payments space by closely studying existing banking infrastructures and unearthing solutions that better match and exceed customer expectations. Prior to TransferWise, he served as Director of International and Payments at Kickstarter, where he was instrumental in turning a nascent North American idea into an international phenomenon, launching the crowdfunding platform in 17 new markets. He graduated from Elizabethtown College with a BS in International Business and began his career with Financial Operations roles at Google and Eventbrite. Andrew lives in Brooklyn and in his downtime, he hopes to step foot on the last one or two continents that he hasn’t explored yet.
Tracy Lagasse is the Head of Sales for Buckzy, responsible for the sales strategy and execution for Canada. Prior to joining Buckzy, Tracy co-founded a fintech consulting practice and worked with several of Canada’s leading Fintechs to scale growth. She has held senior leadership positions within one of the world’s largest Fintechs, a global management consultancy and multiple fintech businesses where she has brought multiple products from concept through to delivery.
University of California Santa Barbara
University of California Santa Barbara
Rod Garratt holds the Maxwell C. and Mary Pellish Chair in Economics at the University of California Santa Barbara. He has served as a Technical Advisor to the Bank for International Settlements, a Research Advisor to the Bank of England and is a former Vice President of the Federal Reserve Bank of New York. At the FRBNY he co-chaired the Virtual Currency Working Group for the Federal Reserve System. After leaving the FRBNY he consulted for Payments Canada and R3 on Project Jasper: a proof of concept for a distributed ledger technology based wholesale interbank payment system. Garratt received his B.A. from the University of Waterloo and Ph.D. from Cornell. His research areas include payments economics, monetary theory, financial network analysis and auctions. He has published in the top economics journals including Econometrica, the American Economic Review and the Journal of Political Economy. He is an Associate Editor of the Journal of Financial Market Infrastructures, the Journal of Network Theory in Finance and Digital Finance.
Alan McIntyre is Accenture’s Senior Managing Director for the Global Banking industry. Alan is based in New York and is responsible for Accenture’s vision and strategy for the banking sector, investment priorities, client offering development, and its alliance partner network. Alan has 30 years’ experience as a banking consultant and has worked with bank c-suites in North America, Europe and Asia, on work ranging from bank-wide transformation programs to multiple new business launches. Originally from Scotland, Alan was inducted into the Global Scot Hall of Fame in 2018.
Gerry Gaetz is President and CEO of Payments Canada. Since joining Payments Canada in 2013, he has been leading the transformation of the organization, including its enabling legislation, governance, internal capacity and business strategy, as well as the modernization of the Canadian payment system.
Prior to Payments Canada, Mr. Gaetz held a number of executive roles at the Bank of Canada, including Chief of Currency, where he was responsible for Canada’s new polymer banknote series, Chief of Banking Operations, where he led the redevelopment of the core banking system, and Chief of Corporate Services.
Mr. Gaetz is a member of the International Council of Payment Association Chief Executives, a director of Fortress Global Enterprises, a publicly traded company, and a former director of Landqart AG. He is a former member of the Banknote Ethics Initiative Accreditation Council. He also co-led the flagship leadership program at the Gestalt International Study Center in Massachusetts for three years. Mr. Gaetz holds an MBA from the University of Ottawa and is a Chartered Professional Accountant.
Member of SAC; CEO and Founder of nanopay. Innovator and blockchain critic.
OTT Pay Inc.
OTT Pay Inc.
William is the Chief Commercial Officer of OTT Pay Inc., a FinTech company focused on connecting Canadian retailers with Chinese consumers through WeChat Pay and Alipay. William has over 10 years of experience in the financial services industry specializing in business strategy and payments. He has lived in Canada, China, the United States and Japan. William strongly believes in the power of globalization. He is passionate about global disruptive innovations and how proven technologies can be tailored and localized to connect businesses with consumers. William holds a joint honours degree in Systems Design Engineering and Economics from the University of Waterloo.
Daniel Bendersky is a Global Solution Consultant for Transaction Banking, Payments, and Financial Messaging at Finastra. Daniel is responsible for go-to-market execution and innovation showcases of Finastra’s suite of payments products, cash management solutions, and technical inter-bank connectivity and SWIFT bureau services. Based in Boston and leading a team of solution consultants, Daniel conceptualizes and develops value-driven solutions to allow financial institutions to re-think, streamline, and modernize their transaction banking infrastructure.
Harinder Takhar is CEO, Paytm Labs. He has been associated with Paytm since its inception and since 2014 has headed the Canadian office of the Payments platform. In his current role, he is responsible for bringing new technologies to the larger company and is also responsible for Paytm’s latest foray into the Canadian market with their own mobile payments app. Harinder studied Computer Science at the Delhi College of Engineering and completed his MBA from INSEAD in 2006.
EnStream, a joint venture of Canada’s three largest wireless companies, was created to help build the mobile commerce ecosystem in Canada. As the COO, Almis has established EnStream as a secure credential management hub for Canada, connecting banks and mobile networks to enable payments over NFC smartphones using SIM based secure elements. EnStream is now expanding into secure identity verification over mobile devices. Almis has also assumed responsibility for Suretap, the MNO mobile wallet joint venture. Prior to EnStream, Almis spent over twenty years at Bell Mobility, mostly as Vice President of Corporate Development. In this role, he was instrumental in launching new business models in the Canadian wireless industry, including wireless network sharing; Virgin Mobile Canada, the country’s first mobile virtual network operation; and a national wi-fi roaming alliance. During his time at Bell Mobility, Almis was also one of the founders of EnStream, and served on its Board until 2011, when he took on the role of COO.
Robert is the Chief Identity Officer at EnStream, a joint venture of Bell Canada, Rogers Communications, and TELUS, providing identity verification and authentication services based on real-time customer account and network information. He has over 25 years experience leading innovation and business transformation in technology and telecom. Prior to EnStream, Robert held senior roles at leading Canadian companies including as EVP Marketing and Business Development at SecureKey Technologies, President of Virgin Mobile Canada, Senior Vice President at TELUS Communications, and Vice President at Clearnet Communications before its acquisition by TELUS. Robert holds Bachelor’s and Master’s degrees in Electrical Engineering from McGill University, and a Diploma in Marketing from the University of Western Ontario’s Ivey School of Business.
Zed Network Inc.
Zed Network Inc.
Alan Safahi is a serial entrepreneur with 30+ years of experience in the information technology, telecommunications and fintech segments. Throughout his career Alan has successfully founded and managed numerous high technology start-ups and has created disruptive innovations in the prepaid card, payment processing, cryptocurrencies/blockchain technologies and global remittances. Alan is Founder and CEO of ZED Network Inc., a platform for Money Transfer Operators (MTOs) using ZED tokens for instant remittance settlements. Previously, Alan founded ZipZap, Inc., a digital remittance company that leverages mobile technologies, digital payment solutions and traditional payment rails to create a remittance app that is fast, easy and cost efficient. Alan was an early leader in the Bitcoin community, and has served on the boards of Ripple, a leading blockchain provider, and Bold Financial Technologies, a corporate payouts platform that was acquired by Airbnb. Born in Tehran, Iran, Alan earned a Bachelor of Science in Mechanical Engineering from California State University, Fullerton and an M.B.A. from the University of Southern California.
Bridget Hall is Principal Product Manager, Real-Time Payments, at ACI Worldwide, where she oversees Immediate Payments for North and South America. Bridget’s experience at ACI also includes leading product management for ACI’s UP Retail Payments solution globally. Previously, Bridget worked in the securities industry at financial advisory firms, broker/dealers, and clearing firms in their accounting, finance, and operations teams.
Yona is the CEO of Arrive (formerly ParkWhiz) and an entrepreneur with an expertise in building and managing successful global brands in e-commerce, telecommunications and fashion retail. Prior to Arrive, he was co-founder and CEO of Beyond the Rack, recognized as Consumer Brand of the Year in Canada by Strategy for 2014 and the fastest growing e-tailer in North America by Internet Retailer Magazine in 2011. Yona is also an active angel investor and serves on a number of advisory boards to start-up companies. He also acts a mentor to entrepreneurs at Founder Fuel and Founders Institute (technology accelerators), is a board member of Startup Canada and he routinely lectures to college and university students on entrepreneurship. Yona is a frequent speaker at international marketing, startup and technology conferences.
After having dedicated a decade in his post-secondary studies, Abdulah joined Expertus to help it provide innovative payments solutions for Corporates, Financial Institutions and Regulatory Bodies, position itself as a pioneer in Cloud solutions for financial services and accelerates digital transformation while complying with regulations and financial policies. In a market that is undergoing major modernization and where new technologies are constantly emerging, Abdulah leads multiple initiatives including Payments Canada Modernization efforts, deployments within IPCC and open-banking strategy to ensure Expertus’ overall direction aligns with the business strategy and Expertus continually offers innovative solutions that exceeds the customer’s needs.
VCS Technologies Inc.
VCS Technologies Inc.
Mike Vaselenak is a specialist in product management and business development for payments and transactional systems, with three decades of experience. Mike has defined payments product strategies and specified or proposed software and services under those strategies for leading Canadian, U.S. and international corporations including Canadian top tier banks, national merchants, MasterCard Canada, loyalty and gift card program providers, Canada Post, Ericsson, Microsoft, IBM, Teleglobe, Telus, Telpay, Everlink, CBC, Datacard, card program managers, credit unions, and federal and provincial governments. Mike co-chaired the ACT Canada committee on prepaid cards, and co-chaired the ACT committee on multi-application card issuance. Mike was co-lead on the Canadian Institute’s workshop on ‘Roadmaps for New Payments Technologies’. Mike also chaired the Canadian Institute ‘Forum on Prepaid, Gift, and Stored Value Cards’. Mike has also presented at conferences, for Canadian Institute, Cartes North America, and Cardware. Mike currently provides payments consulting services through VCS Technologies Inc.
Electronic Transactions Association
Electronic Transactions Association
Scott Talbott is Senior Vice President of Government Affairs at the Electronic Transactions Association (ETA) in Washington, D.C. and is responsible for its governmental strategies, and directing ETA’s all of policy and advocacy efforts at the federal, state and international levels. Talbott has over twenty years of experience advocating for the financial services and FinTech industries. He has received numerous accolades in his tenure, including being named a top lobbyist by The Hill in from 2009 thru 2018 as well as a “winner” for his work during the economic collapse of 2008 by Washingtonian magazine. In 2010, he appeared in the Oscar-winning film “Inside Job.” Once named NPR’s favorite bank lobbyist and the voice of the financial services industry, he is a frequently testifies before Congress and is a regular contributor to both national and international media. Talbott received his B.A. from Georgetown University, cum laude, and his J.D. from George Mason University School of Law.
The Business Leadership Podcast
The Business Leadership Podcast
Edwin Frondozo is an award-winning podcaster who strives to find the intersection of where people, business, and innovation meet.
As the host of The Business Leadership Podcast & Live series, Edwin interviews many influential business leaders, subject matter experts and change makers in North America about best practices and lessons learned to build a brand, creating high-performance teams and innovating an entire industry. The podcast recently received Silver for Best Podcast in the Business Category at the Canadian Online Publishing Awards.
Edwin is also a successful entrepreneur. He is the Chief Product Officer & cofounder at Slingshot VoIP, a telecommunications business provider specializing in cloud solutions including next-generation cognitive and machine learning services.
Edwin is actively involved in the startup ecosystem in Canada. He is a key leader at Startup Canada, providing mentorship and advisory services to businesses of all stages. He was the host of Startup Canada’s popular Twitter chat, #StartupChats, which has over 2 billion impressions. Edwin also organizes and facilitates TechStars Startup Weekend events for 100+ participants.
Before his entrepreneurial career, Edwin worked at IBM Canada and Nortel Networks within the sales and marketing organizations. He provided key insights on both the business and technical benefits of the respective product lines he represented.
Technology Strategies International Inc.
Technology Strategies International Inc.
Christie Christelis is the Founder and President of Technology Strategies International, a Canadian technology market research and business advisory firm. He is Canada’s leading payments industry analyst and publishes the Canadian Payments Forecast report every year. He has conducted bespoke assignments on the payments industry in ten countries and provided advisory services to clients in the area of EMV implementation, virtual currencies, mobile payments, the future of cash, and emerging payments technologies. He has spoken at payments industry conferences in Canada, USA, UK, Australia and South Africa. He has an undergraduate degree in electronics, a postgraduate diploma in communications and control systems, and an MBA.
Anne is Chief Legal Officer and Head of Policy and Research at Payments Canada, the operator of Canada’s national payment systems. Anne is responsible for leadership of the organization’s research, policy, legal, corporate secretariat and compliance services, and for advising the Board of Directors and its committees. Before joining Payments Canada in June 2015, Anne was a senior executive at a Canadian life insurance company, where she held positions of progressive responsibility, including leading the legal, compliance, communications, and human resources teams.
Anne’s areas of focus are policy development and the strategic management of legal and regulatory risks. She speaks frequently on payments law and the regulatory issues relevant to operating core payment systems. Anne received her LL.B from Queen’s University Faculty of Law in 1995 and was called to the Ontario Bar in 1997. She is currently a member of the Board of Directors of Volunteer Ottawa, and the YMCA/YWCA of the National Capital Region, and is a mentor with the Canadian Corporate Counsel Association.
Stephen Brent Sargeant, CAMS, CBP works in an Anti-Money Laundering Investigations capacity at cryptocurrency exchange, Bitfinex. He is a FINTECH enthusiast that enjoys learning about Bitcoin and the Blockchain. Passionate about helping others, he has written articles and produced podcasts in order to help others in the Financial Crime Compliance field. He has collaborated with many groups promoting goodwill and positive initiatives in the Compliance and FINTECH communities. Although he has a legal background, he has proven to have a flare for networking in person and via social media platforms, which has amplified thought leadership and community building in the Compliance industry.
Dr. Brad Pragnell is currently a consultant for Payments Canada. A Canadian with 20 years’ experience in financial services policy in Australia, he worked for the Australian Payments Clearing Association (APCA) for eight years where he helped develop the plan for a new payments system, Australia’s New Payments Platform, which went live in February of 2018.
Robert has over 15 years of experience delivering technology solutions and digital strategy to a variety of firms. He is a skilled executive business leader who works collaboratively with clients, colleagues and partners to deliver progressive, multi-disciplinary solutions to business problems. Over his career, Robert has worked as a project manager, sales & marketing professional, strategy consultant and technologist. Prior to his position with Payment Source, Robert was Director, Client Services for Architect, a professional services technology firm where he was accountable for Client Delight, Project Alignment and Delivered Revenue from all existing clients. Speaking specialties include: ecommerce disruption, alternative payments, government financial services, in-person payments, and financial inclusion.
Steve Hollingworth’s unflagging commitment through 30 years of work in international development has been to ensure that the delivery of financial services benefits the world’s poorest people and fulfills its promise of alleviating poverty. Grameen Foundation follows the legacy of the Grameen Bank and Prof. Mohammed Yunus providing financial services to the poorest in the world. Grameen focuses on financial services for women, agricultural development and health. Mobile money platforms and digital data are used to optimize decision making and to expand financial inclusion. Prior to joining The Grameen Foundation, Steve was President of Freedom from Hunger. Beginning in 2011, he focused that organization on the intersection of financial services and ending hunger through the empowerment of women in rural communities. Previously, he served as Chief Operating Officer for CARE, where he was instrumental in developing and implementing the organization-wide strategy and was responsible for direct-line management of global operations and programs. He has also held senior field positions in Asia, Africa, and Latin America, building collaboration between practitioners, technical assistance providers, donors and government agencies. Steve has an M.S. in Economics, Development Studies, from Victoria University of Manchester, in Manchester, England. He enrolled there as a Rotarian Fellow, and his thesis analyzed the field of microcredit and the role of Grameen Bank. In that sense, Steve’s position as President and CEO of Grameen Foundation brings him full circle. Steve has a B.A. in Economics from Augustana College in Rock Island, Illinois, not far from his home town of Elgin, Illinois.
The Fletcher Group LLC
The Fletcher Group LLC
Jennifer is a sought-after communications partner for B2B growth companies. She is the president and founder of The Fletcher Group communications agency and has served as a founder and executive director to several trade associations including the Canadian Prepaid Providers Organization. A businessperson first, and a marketer second, Jennifer develops communications solutions that drive quantifiable value, speaks at conferences and events, and publishes articles and opinion pieces serving her clients’ industries. Jennifer has worked with businesses, foundations and government agencies in the U.S., Canada, Europe, and Asia, bringing an international perspective to her work.
Elena Whisler is Head of Global Product Management and Strategy at FIS, and has +15 years of payment systems experience, ranging from economic and financial analysis to product management of payment system applications. She is currently responsible for the strategic vision and product roadmap direction for the global enterprise payments products portfolio in the Open Payments division.
Milos has over 25 years of experience in senior technology roles having developed and launched innovative, commercially viable and award winning digital payment solutions, based on mobile and chip card technologies. Winner of the TD Bank Group’s “Inventor Of The Year” award, he leads TD’s Enterprise Payments Technology Innovation. Milos holds Masters degree in Electrical Engineering with major in Computer Science from the University Of Belgrade. Opinions are his own, not of his employers.
Paul Ruskin is Director of Business Development at Trace Financial which supplies Transformer, the super fast way to build and maintain message validations, enrichments and mapping transformations, no matter how complex the message formats. During his 20 years with Trace he has seen all aspects of the challenges organisations large and small face when implementing solutions such as MT and MX coexistence and knows the best practices to build future proof, easily maintainable solutions that make Transformer the most powerful tool on the market.
CLS Bank International
CLS Bank International
Kerry Denerstein is Regulatory Affairs Lead at CLS Bank International, where she manages the firm’s relationship with the Federal Reserve, as well as the 23 central banks that comprise the CLS Oversight Committee. She is also responsible for monitoring, analyzing, and engaging with authorities on relevant regulatory and legislative developments, including those related to blockchain and central bank digital currencies. Kerry serves on the organizing committee of the Post-Trade Distributed Ledger (PTDL) Group and represents CLS on various other industry bodies and organizations. Prior to joining CLS, Kerry worked at Barclays Bank PLC in the Investment Bank Chief Controls Office, and was a corporate attorney at Baker Botts LLP. She received a bachelor’s degree in political science from the University of Michigan (go Blue!) and a juris doctorate from Brooklyn Law School.
Sam Vassa heads PaymentEvolution – Canada’s largest and most loved cloud payroll, payments and benefits management service. The company’s award-winning solution empowers organizations, their employees and their accountants to accurately manage their payments in full compliance with tax legislation. Previously, Sam led business development for the capital markets industry at Microsoft Corporation. He was a channel manager at Digital Equipment Canada and served with the Canadian Department of Foreign Affairs and International Trade at their foreign missions worldwide. Sam is active in the emerging business market as an advisor and mentor to firms seeking management and technology expertise.
Robyn King is a payments professional with experience in transactional banking, payments modernization and card payments in the Southern African and Canadian markets. She holds a Bachelor of Science honours degree as well as an MBA.
Simon-Kucher & Partners
Simon-Kucher & Partners
Wei Ke, Ph.D. is a managing partner at consultants Simon-Kucher & Partners. Wei is a behavioral economist and pricing expert who advises big banks on their pricing strategies. Wei received a Ph.D. in Decision, Risk, and Operations from Columbia Business School, and a BSc in Electrical Engineering & Applied Mathematics, summa cum laude, from Columbia University.
Buckzy Payments Inc.
Buckzy Payments Inc.
Abdul Naushad, CEO at Buckzy Payments is an accomplished fintech executive, entrepreneur, and board member. Abdul has more than 25 years of proven success in the fintech, SaaS and financial services business. Prior to Buckzy, Abdul was the CEO for 10 yrs. at PayCommerce, a digital cross border payment consortium with a network of 100+ global bank members. Prior to PayCommerce Abdul has held senior executive level positions in financial services and software companies.
Karen Webster is one of the world’s leading experts on emerging payments and a strategic advisor to CEOs and Boards of multinational players in the payments and commerce space. As the CEO of Market Platform Dynamics, she works extensively with the most innovative players in the payments, financial services, mobile, B2B, digital media and technology sectors to identify, ignite and monetize innovation. Karen also serves on the boards of a number of emerging companies, helping innovators develop and implement business strategies that drive market adoption for their products and services. Karen is also an entrepreneur herself, who has successfully founded and launched several new ventures in the loyalty, on-line media, and social networking sectors, including PYMNTS.com.
Victor Dodig was named President and CEO of the CIBC group of companies, one of North America’s leading financial services institutions, in September 2014.
During his tenure, Victor has helped usher in a new era for the bank, positioning CIBC as a relationship-oriented bank for a modern world. In 2016, he led the acquisition of The PrivateBank, establishing a strong North American platform for CIBC to serve clients and deliver future growth.
Victor brings nearly 25 years of extensive business and banking experience, having led CIBC’s Wealth Management, Asset Management, and Retail Banking businesses. He also led several businesses with UBS and Merrill Lynch in Canada and internationally, and was a management consultant with McKinsey & Company.
A member of CIBC’s Board of Directors, Victor also serves on the board of the C.D. Howe Institute and Royal Ontario Museum Board of Governors. He is a vocal advocate for gender diversity in the workplace, as Chair of the 30% Club Canada, Chair of the Catalyst Canada Advisory Board, and a member of the global Catalyst Board of Directors.
Victor is the recipient of the 2017 Catalyst Canada Honours (Company Leader) Champion award. He is a graduate of the Harvard Business School, where he earned an MBA and was recognized as a Baker Scholar. Victor holds a Diploma from the Institut d’études politiques in Paris, and completed his undergraduate studies at the University of Toronto (St. Michael’s College) in Commerce.
Victor resides in Toronto with his wife Maureen and their four teenage children. He is an active community member, currently serving as Co-Chair of the St. Joseph’s Health Centre Foundation’s Promise Campaign.
Australian Payments Network
Australian Payments Network
With over 20 years of international experience, primarily in financial services, Leila Fourie has served on multiple boards and held senior roles in banking, capital markets and payments.
Dr Fourie was appointed as CEO of Australian Payments Network in 2016 and also serves as the NSW Vice President of the Economic Society of Australia. Prior to this, she served on the board of the Johannesburg Stock Exchange as Executive Director. Dr Fourie also served as Card Division Managing Director for one of South Africa’s largest banks, Standard Bank. During this time, she served as Chairman on the board of Diners Club and Board Member on Discover’s Chicago-based Diners Club International Advisory board. Leila started in Standard Bank’s investment bank as Global Director Credit analytics, capital and portfolio management for SA, UK, Hong Kong, Russia, Brazil and Argentina.
Leila has a PhD in Economic and Financial Sciences and won the Founders’ award in 2012 for best Masters Economics thesis in the country by Economic Society South Africa. Leila has published several articles in academic journals.
Chris Hamilton is the CEO of BankservAfrica. During his time as CEO of the Australian Payments Clearing Association, APCA played a central coordinating role for many aspects of the Australian payments evolution, with the country now deploying one of the most advanced payment systems in the world.
Hamilton was born in Sydney, Australia and worked as a solicitor there specialising in Security Industry Law and has wide-ranging industry policy experience in the Australian Financial Services – this includes 11 years with the Australian Stock Exchange where he was the Executive General Manager responsible for clearing and settlement.
Mark joined as Central 1’s President and CEO in January 2018.
He has had a successful career spanning more than 30 years in executive leadership roles including extensive experience in financial services across three countries. Prior to joining Central 1, Mark spent 5 years as the President and CEO of the Insurance Corporation of British Columbia, the second largest Insurance company in Canada. Prior to this he spent 12 years in a number of executive positions at the Suncorp Group, a diversified Top 20 ASX listed financial services conglomerate in Australia.
In addition to his professional roles, Mark holds volunteer positions with a number of community organizations, including Chair of the United Way of the Lower Mainland, Director of the St. Paul’s Hospital Foundation and Governor of the Business Council of B.C.
Mark is an Associate of FINSIA and a graduate of the Advanced Management Programme at Insead.
Paul is a results-oriented Canadian leader with a strong track record of more than 20 years in the payments industry. He is focused on building on PayPal’s successful 12-year history in Canada, and driving the next phase of growth for the company and its 6.5 million active customers in the country.
Paul plays a pivotal role in identifying strategic partnerships and bringing payment innovations to the Canadian market. He leads his team to help more than 250,000 Canadian small businesses and large retailers grow their sales locally and internationally. An engaging speaker with a passion for innovation, entrepreneurship and leadership, Paul brings a unique perspective on how financial services companies can collaborate to make money more accessible to people and businesses.
Prior to PayPal, Paul was vice president and general manager of global commercial payments at American Express Canada. During his tenure at American Express, he developed and drove business strategy for corporate payments and small business services and held several key leadership positions across sales, account management, e-procurement and travel. A global sales leader, Paul has lived and worked in Canada, the U.S. and the U.K.
Paul has a bachelor’s degree from the University of Guelph.
Global Risk Institute
Global Risk Institute
Richard Nesbitt is CEO of Global Risk Institute in Financial Services, which is building a globally recognized research organization in the management of emerging risks. Richard is also a Visiting Professor at the London School of Economics, United Kingdom, an Adjunct Professor of the Rotman School of Management, University of Toronto, and chair of the Advisory Board of the Mind Brain Behavior Hive at the same University.
At Rotman, Richard created and teaches a course entitled “How Banks Work: Management in a New Regulatory Age”. The course examines the regulations arising from the financial crisis of 2008 and then examines how banks manage successfully to adapt and prosper in their businesses within these new regulations. He is also an active public speaker at conferences and events across North America where he presents on the topics of risk management and securities market structure.
In June 2017, Richard published a book (with Barbara Annis) titled “Results at the Top” on the issue of men’s responsibility for gender diversity to improve their organizations (Wiley 2017).
Richard, who serves on a variety of corporate and community boards, was recognized in 2014 by the organization Women in Capital Markets with its Visionary Award. This honour was bestowed on Richard for work over his career to sponsor gender diverse management teams and boards in order to produce better companies. He also received the Queen Elizabeth II Diamond Jubilee Medal for community service and the Arbor Award from the University of Toronto for his work with the school.
Before joining the Global Risk Institute, Richard was Chief Operating Officer of Canadian Imperial Bank of Commerce until he retired from that position in September 2014. In this role, he was responsible for the global operations of Wholesale Banking, Technology and Operations; Strategy and Corporate Development; CIBC’s International Operations, including CIBC FirstCaribbean International Bank; and Treasury. He joined CIBC in 2008 following his more than 20 years of experience in the securities industry which included CIBC Wood Gundy from 1987 to 1997.
From 2004 to 2008 Richard was Chief Executive Officer of TSX Group, a public company listed on the Toronto Stock Exchange, having joined TSX as President of TSX Markets in 2001. He was responsible for the consolidation of the various local exchanges across Canada into what is today known as the TMX Group.
Yves-Gabriel Leboeuf is the co-founder and CEO of Flinks — and he is on a mission to accelerate innovation in the banking and financial services sectors. Under his leadership, Flinks develops tools that enable smarter and better access to financial data.
YG is regularly asked to share his insights on how data and tech can empower businesses to provide better financial services. He has been invited to deliver speeches at the Paris Fintech Forum, the Rise of AI in Germany, the Canada FinTech Forum, CIX Toronto, the Canadian Payments Innovation Forum, and the Payments Canada Summit — among many others. He currently sits on the AMF’s (Québec’s securities regulators) Technological Innovation Advisory Committee.
A serial entrepreneur at heart, YG feels as much at home discussing with finance executives and fintech CEOs as he does in the last mile of an Ironman competition.
Faisal Khan is a result-oriented banking and payments consultant who specializes in cross-border money transfer.
Consulting focuses on working with incumbents and new startups in the money transfer / payments industry. He helps companies in partnering up, opening new markets, new channels, expanding their reach into foreign markets and networks, gaining access to banking, providing licenses and regulatory cover, optimizing international ACH payments, advising Fintech startups, individual entrepreneurs, Not-For-Profit entities, etc. He has a deep understanding of the mechanics involved in money transmission, from the old, new and emerging methodologies, including value-transfer using alternative currency methods. Based out of Istanbul, Turkey, Faisal works globally with majority of his clients from North America and EU. He is a frequent speaker and moderator on various international conferences for money, banking and payments.
Faisal is the co-host of Around the Coin, a weekly podcast on Payments & Fintech with over 20,000+ listeners. He is also a talent scout for Series A & B financing for various fintech VCs/funds. He is also a frequent contributor to popular Q&A site Quora where he has been a Top Writer 6 consecutive years.
David Furlong holds an MBA from the Queen’s School of Business and a Bachelor of CS from Memorial University of Newfoundland (Canada). Mr. Furlong joined National Bank of Canada in 2012. He has held a number of senior-level positions including Senior Vice-President – Marketing Experience Delivery and Transformation, Senior Vice-President –International Development, Mergers and Acquisitions, Senior Vice President Transformation, and in November 2017 was appointed SVP Artificial Intelligence, Venture Capital and Blockchain.
David has led the implementation of many projects to support the Bank’s overall multichannel strategy, expansion strategy, and transformational agenda. Throughout his various positions, he successfully led several projects to increase the use of e-channels, analytics and process redesign while working with nationally-recognized partners. David holds board positions at ABA Bank (Cambodia), ATA IT (Thailand), Credigy (USA), and Element AI (Canada).
University of Toronto
University of Toronto
Dilip Soman is a professor and holds the Canada Research Chair in Behavioural Science and Economics at the Rotman School of Management, University of Toronto. He serves as the director of the university’s Behavioural Economics in Action research centre [BEAR]. He is a behavioural scientist and does research on behavioural economics and applications to welfare, policy and business. He is the author of over 50 research papers and several books, including the recently published The Last Mile (University of Toronto Press). Dilip also teaches an open online class (MOOC) entitled “Behavioural Economics in Action.”
When not working, he spends time on photography, reading, cricket, and taking weekends seriously.
As Chief Operating Officer at Payments Canada, Justin Ferrabee is responsible for information and payment technology, corporate functions – including security and human resources – as well as market strategy and industry engagement.
Justin is an accomplished senior leader with more than 20 years of executive experience growing and transforming organizations, from complex global businesses to advanced public sector entities. Justin’s transformational change expertise has been a critical part of the evolution of the Payments Canada organization and continues to shape the transformation taking place in the payments ecosystem through Payments Canada’s Modernization program.
Bank of Canada
Bank of Canada
Scott Hendry was appointed Senior Special Director, Financial Technology (FinTech) in the Funds Management and Banking Department (FBD) in June 2016. In this role, he oversees the Bank’s efforts to monitor and research developments and implications of new technologies affecting the financial sector. He previously held the role of Director of Research for FBD and, before that, for the Financial Markets Department (FMD). His personal research has focused on electronic money, price discovery in the Canadian government bond market, and central bank communication. He has a PhD in Economics from the University of Western Ontario.
Andrew McCormack is the Chief Information Officer at Payments Canada. He is responsible for Canada’s core payment systems as well as Payments Canada’s technology strategy and emergent technology agenda.
Andrew brings more than ten years business experience with a focus on enterprise software design and development. With a comprehensive perspective of the evolving payments ecosystem, Andrew leads the technology delivery for payments modernization in Canada. As part of his responsibilities, Andrew has led blockchain research, alongside the Bank of Canada and industry (a.k.a Project Jasper), since early 2016. Andrew has an MBA from the Ivey Business School and Bachelor of Computer Science from Carleton University. Andrew lives in Ottawa, Ontario, with his wife and three children.
Andrew joined Accenture in April 2012, and is a Senior Manager with significant experience of leading and delivering large-scale transformation programs in Financial Services. Until recently, Andrew was the European lead for Accenture’s PSD2 team, and established the Irish Payments Centre of Excellence focusing on PSD2, SEPA & Payment Innovation.
Since moving to Canada one year ago, Andrew has been focused on partnering with Payments Canada to deliver their Modernization Program, which is a critical, multi-year initiative for the Canadian economy. His focus has also shifted to Open Banking, and is co-ordinating Accenture’s global response to Open Banking, developing a region by region viewpoint and tailoring Accenture’s approach to the key drivers within each region.